Changing Lives.

VA Home Loans


 VA loans through GMFS Mortgage can be used by U.S. military veterans to purchase a house for your primary residence, as well as, to refinance for cashout. VA loan mortgages offer zero money down (100% financing) and are typically the best loan option for first time home buyers if one of the borrowers is a military veteran. GMFS Mortgage offers reduced fees for VA loans!


5 Star GMFS Mortgage Customer Review
"I've been through a VA loan before and it's no fun but GMFS made this go-around much easier. 5 stars" More GMFS Mortgage Veterans customer reviews

   GMFS Mortgage VA Loans and Smart Move Real Estate’s exclusive HERO Savings - Podcast

Veterans Administration loan features:

  • 100% financing with minimum mortgage insurance
  • No income limits or restrictions
  • Expanded qualifying ratios and flexible credit guidelines
  • VA maximum loan amount of $417,000
  • Veterans Administration Funding fee of 2.15% or 2.40% based on military status (financeable)
  • Do not need to be a first time homebuyer, can be used for new purchases and refinance
  • Minimum credit score of 620
  • Check eligibility for VA loans online at Veterans Benefits Administration web site

  OR  Request Free Consultation


Why GMFS Mortgage for your VA loan?

  • GMFS Mortage has reduced fees for VA loans!
  • The experienced Mortgage Bankers of GMFS understand the qualifications for a VA loan and the needs of our veterans
  • GMFS Mortgage is “CHANGING LIVES” with GREAT customer service, our avg. rating is 4.8 stars out of 5 possible!
  • In 2015, GMFS originated more than $1.8 billion in mortgage loans and serviced approximately $4.2 billion in loans with customers in multiple states. 
  • Local processing and underwriting
  • Fast Pre-Qualification process
  • A+ rating with Better Business Bureau and 2012 winner of their Torch Award for Marketplace Trust


5 Star GMFS Mortgage Customer Review
"Stephanie was a pleasure to work with. She was able to provide multiple refinance options so we could determine the best fit for our situation. The process was simple and efficient from start to finish. We highly recommend Stephanie and GMFS. 5 stars" 


 5 Star GMFS Mortgage Customer Review
"Stephanie was amazing. She went out of her way to take care of all our concerns. She kept everything simple and pleasant. Our loan was one of our better experiences in purchasing a new home.  5 Stars"


5 Star GMFS Mortgage Customer Review
"Brad Johnson and Matt Conine were very thorough, professional, and quick to respond to any of my questions or concerns. Very pleased with their commitment to a smooth transaction for me and my family. 5 stars"


5 Star GMFS Mortgage Customer Review
"Paul and his team were so easy to work with and made closing on our new house stress free. 5 stars"


5 Star GMFS Mortgage Customer Review
"Very knowledgable on the VA loan process. Quick closing. 5 stars"


5 Star GMFS Mortgage Customer Review
"It was a very good experience except for one thing that out of the control of GMFS. My loan was a VA loan and therefore GMFS was required by the VA to submit some of the silliest documents that I have ever seen. Other than that it was a pleasant experience. The individuals that I dealt with were very professional and friendly. 5 stars"