Changing Lives.

Refinance Options

            Refinance Options

As a full service mortgage company, GMFS Mortgage has the abilities to handle all aspects of the lending process from application to funding. With GMFS, you enjoy the convenience and security of in-house underwriting and processing for your loan application. We close loans quickly and efficiently. GMFS Mortgage can provide instant pre-approval and the best financial solution for almost every borrower.


Date of Review: July 20, 2016
5 Star GMFS Mortgage Customer Review
"We always wanted to see about refinancing our house and getting a lower note but we thought it would be too much of a hassle. When my husband finally decided "lets do it"....the process went so smoothly and so easy. Thanks for taking care of everything. We definitely recommend GMFS.  5 Stars"

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GMFS offers experience and specialization in residential mortgages through such products as:

100% Financing Programs

on owner occupied, single-family and town homes for USDA and VA loans.

One Loan at 100% Financing

no mortgage insurance needed for USDA and VA.

FHA Loan Up to 97.5% Financing

with reduced mortgage insurance, allowable gift funds and up to 6% seller paid closing cost. GMFS is a holder of HUD's prestigious Eagle Designation. GMFS offers a staff of HUD underwriters dedicated to this loan process.

Fixed Rate Programs.

15, 20, 25, and 30-year fixed rate options.

Adjustable Rate Programs.

Product's rate is fixed for 2, 3, 5, 7, or 10 years then converts adjustable rate.

Diverse Financing Programs

including conforming, FHA, VA and Rural Development. 

When to Refinance Your Mortgage - Video

Am I better off refinancing my home?
What will my refinancing costs be?