Changing Lives.

Why Refinance with GMFS Mortgage?


        
            Why Refinance with GMFS Mortgage?

To save money!

Whether it's lowering your monthly payments, building equity faster by reducing the number of years on your loan, refinancing with GMFS Mortgage could save you a significant amount of money. When you refinance, you often seek to replace your current mortgage loan with a new loan that has a lower interest rate. If you have other debts and want to combine loan payments, that is also an option with a mortgage refinance.

GEORGE R.

 5 Star GMFS Mortgage Customer Review
"We refinanced with GMFS and I will recommend Mark to everyone. We are also in the process of refinancing our rent house with a different lender (GMFS was not able to help with this one) and the experience makes me like GMFS and Mark even more. Mark was organized and efficient which I can not say about your competition. Thank you Mark, I will recommend you every time.  5 Stars"

ANDREW J.

 5 Star GMFS Mortgage Customer Review
"I used GMFS for my original mortgage and just used them again to refinance. They got me a great rate, answered any questions I had along the way, and got everything done quickly so that I could get started on the new loan. I would definitely recommend them to anyone.  5 Stars Read more refinance reviews

Benefits to refinancing your existing loan include:

Lowering monthly payments

You may choose to refinance for reasons that have nothing to do with getting a lower interest rate. For example, you may decide to refinance to lower your payments.

Paying off consumer debt

Refinancing may allow you to borrow additional money (a "cash-out" refinancing) to pay off credit cards or other debt or even to use the money for another purpose.

Combining monthly payments

Refinancing lets you combine two mortgage payments into one payment, hopefully at a lower rate than the average rate of the two payments. If for nothing else at all, combining your payments cuts the time you spend paying bills.

Changing the loan terms for savings or to build equity

Perhaps you want to ease the burden of making payments on a 15-year mortgage loan by refinancing with a 30-year mortgage. Stretching out your loan term reduces your monthly payments.

On the flip side, if you want to build equity faster and reduce the total amount of interest you pay, consider the benefits of a 15-year mortgage versus a 30-year mortgage, such as paying off your loan nearly twice as fast and paying significantly less interest over the life of the loan. Keep in mind that the monthly payment will be higher on a 15-year mortgage compared to a 30-year mortgage.

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When to Refinance Your Mortgage - Video
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DAVID F.

 5 Star GMFS Mortgage Customer Review
"Stephanie was a pleasure to work with. She was able to provide multiple refinance options so we could determine the best fit for our situation. The process was simple and efficient from start to finish. We highly recommend Stephanie and GMFS. 5 Stars

RIC P.

 5 Star GMFS Mortgage Customer Review
"Paul was fast, efficient and extremely responsive throughout the process of refinancing two mortgages. I couldn't recommend him more highly.  5 Stars"

ANDREW K.

 5 Star GMFS Mortgage Customer Review
"Initially, we were hesitant about refinancing our home. As an engineer, it is essential that the numbers work out more just a lower payment. With the excellent assistance of Max and GMFS, we were able to shorten the term, and lower the interest rate and payment of our mortgage. I highly recommend Max to anyone looking for a refinance or new mortgage. Max is very attentive without the pressure. He listens and finds a solution for your personal situation. Thank you Max and GMFS.  5 Stars

CHRIS C.

 5 Star GMFS Mortgage Customer Review
"Ryan and his team made our refinance as efficient and trouble-free as can be expected. It was great to work with the GMFS team during the process.  5 Stars

GUS Q.

 5 Star GMFS Mortgage Customer Review
"Thanks to Mike for his patience and professionalism to get our refinance done. We couldn't be happier with him and GMFS.  5 Stars

JENNIFER D.

 5 Star GMFS Mortgage Customer Review
"In all I would have to say the experience was excellent due to my fabulous loan officer. Now because of her.. I can move on with my goals. She provided me the upmost attention in my decision to consolidate/refinance. All though it helped that I had a good history on paying my bills. Now I can move forward. Thank You so much for all y'all's time. 5 Stars"

MAURICIO V.

 5 Star GMFS Mortgage Customer Review
"great job helping me out to refinance my house  5 Stars

EZEKIAL T.

 5 Star GMFS Mortgage Customer Review
"My experience with GMFS was excellent. I will recommend this mortgage company to anyone looking for a home loan company. They went above and beyond with helping me to refinance my home. 5 Stars