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Providing Requested Documents for Home Loans

 

GMFS Home Loan Documentation Checklist and Tips:   (PDF version)

  1. ❑ Pay stub for the last 30 days
  2. ❑ W-2 forms covering the last two years
  3. ❑ Signed federal tax return, last two years  (both personal and business if applicable)
  4. ❑ Documentation for any other income sources
  5. ❑ Bank statements  (two most recent, include all pages... even if blank)
  6. ❑ Documentation of the source of your down payment: investment or savings account statements showing at least two months history of ownership. If some of the funds were a gift, get a statement signed by the giver declaring the funds were a gift.
  7. ❑ Documentation of name change  (if recent)
  8. ❑ Proof of your identity  (typically a drivers’ license or non-driver ID)
  9. ❑ Social security number  (SSN)
  10. ❑ Home Owners Insurance
  11. ❑ For existing home purchase, provide purchase agreement and all addendums  (signed by all parties)
  12. ❑ Other documents may be required
  13. ❑ Servicemembers or Veterans wanting to take advantage of the VA’s Home Loan Guarantee Program should obtain a certificate of eligibility from the VA.

5 Star GMFS Mortgage Customer Review"The process of refinancing my house absolutely could not have been easier. It took only a few emails and documents exchanged, the appraisal, and then signing papers. Perfect service combined with the lowest rates. I highly recommend GMFS!"  Donna S.  5 Stars

Documentation Tips:          GMFS Home Loan Process

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