Changing Lives.

New Construction and Renovation Loan Programs

            New Construction and Renovation Loan Programs

These GMFS Mortgage products are only available to build or renovate homes in the following states: Alabama, Georgia, Louisiana, Mississippi and Texas.


 5 Star GMFS Mortgage Customer Review
"I have been working with Jackie for years with homes I have built. My loans were always processed quickly and efficiently. On this loan she kept me informed and processed my loan in a short amount of time. Also I worked with Megan on my construction loan and she was informative and quick with my process time. I want to say THANK YOU to both Jacki and Megan and all the GMFS TEAM for your help. My wife Liz and I are excited to build or new dream home and we look forward to working with Jackie and Megan during construction. Again Thank You! Kevin and Liz. 5 Stars"  Read more home construction loan reviews

Benefits of a GMFS Mortgage One Time Close Construction or Renovation Loan:

  • Save time with only one application process when you build or renovate your home
  • Save money with only one set of closing costs when you build or renovate your home
  • Capped interest rate protection during construction with a one-time float down at completion
  • Construction phase of 12 months to allow time for completion of the home or renovation
  • Interest only payments during construction with a low rate
  • Simple and straight forward draw process during construction
  • Low 30 and 15 year fixed rates available upon completion
  • Up to 90% financing available
  • Local GMFS Mortgage Bankers in AL, GA, LA, MS and TX
  • You choose your builder or contractor - subject to GMFS approval
  • List of GMFS approved builders

 OR  Request Free Consultation

 Educational Resources (videos, podcasts, calculators & glossary)


 5 Star GMFS Mortgage Customer Review
"Closing on my first new construction home was simple with GMFS. My loan officer outlined everything I needed to provide at the beginning of the process to avoid any surprises and helped me along the way. 5 Stars"


 5 Star GMFS Mortgage Customer Review
"We absolutely love Stephanie! I recommend her to everyone I know. Not only is she a pleasant person To work with, she is extremely knowledgable in her perfession! She truly made the process of building our dream home a lot less stressful:-)  5 Stars"


 5 Star GMFS Mortgage Customer Review
"Bryan made purchasing my first home so easy! He was always quick to answer any questions and worked as a liaison with the builder if issues arised. I will recommend GMFS to anyone I know purchasing a home. 5 Stars"


 5 Star GMFS Mortgage Customer Review
"Everyone I have dealt with at GMFS have been very helpful. They have made this new home building experience stress free. 5 Stars"